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"Whether it's a whiplash, serious injury or wrongful death case, we pride ourselves on representing you with the personal service and aggressive representation that you expect and deserve!" -Attorney Ron Sholes
In the Community
Back Injury
$3.5 MILLION
After a trial, we obtained a verdict of 3.5 million for our client that sustained low back injuries requiring two surgeries and a lifetime of pain management.
Semi-Truck Accident
$3.50 MILLION
Our client was involved in a commercial vehicle accident which led to spinal fusion surgery requiring a spinal cord stimulator.
Long-Term Injuries
$2.5 MILLION
We obtained a $2.5 million verdict for our client that suffered a fractured arm and leg, necessitating surgery, as well as spinal injuries requiring long-term pain management for spinal injuries.
Auto Accident
$2.16 MILLION
We obtained a verdict for our client who sustained spinal injuries in an accident that required spinal fusion surgery.
Auto Accident
$1.95 MILLION
We obtained a $1.95 million verdict for a client who sustained spinal injuries in an auto accident which required a lifetime of pain management and need for future surgery.
Motorcycle Crash
$1.45 MILLION
Our client was involved in a motorcycle crash and sustained injuries. We were able to recover $1,450,000.
Commercial Vehicle Accident
$1.30 MILLION
Our client was involved in a commercial vehicle accident and sustained injuries. We were able to recover $1,300,000.
Product Liability
$1.0 MILLION
Our client sustained injuries due to a faulty product. We were able to recover $1,000,000
Semi-Truck Accident
$1.0 Million
We recovered for our client injured in an accident resulting in shoulder and spinal injuries.
Slip & Fall Injury
$1.0 Million
We recovered for our client who was injured in a fall at an apartment complex.
PERSONAL INJURY PROTECTION
If you’ve been injured in a car accident, understanding Personal Injury Protection (PIP) is essential– especially in Florida, a no-fault state.
In Florida, you have 2 weeks to seek medical attention after a car accident. The 14-day time period is a requirement to obtain the full $10,000 in “no-fault” benefits under your own personal injury protection, or PIP, insurance. While the 14-day PIP rule has nothing to do with your ability to pursue damages against an at fault driver, it can help offset your economic damages
Learn more—schedule a free, confidential consultation by calling us at
(855) 933-3881 or by contacting us online today
At the Law Offices of Ron Sholes, P.A., our Jacksonville personal injury attorneys are are well-versed in personal injury claims. Our attorneys can help you understand your options after a car accident and also guide you through the personal injury protection (PIP) process, whether you are filing an initial claim, are having trouble getting your claim paid, or have had your claim denied by your insurance provider. We understand the urgency of your situation and the importance of working together to protect your rights and maximize your claim.
What Is Personal Injury Protection (PIP) Insurance?
PIP is a type of no-fault insurance that allows injured individuals to seek financial recovery, regardless of who was at fault for the accident. In some states, such as Florida, PIP coverage is mandatory; in other states, like Georgia, it may be an option, such as if you travel to Florida for employment.
In no-fault states, like Florida, injured motorists must go outside the no-fault system to recover compensation for damages that are not covered by PIP insurance. Let’s face it, PIP usually covers just a fraction of the damages that someone suffers when they are injured.
Injuries sustained in auto accidents often result in an acceleration of degeneration, especially spine-related injuries. These injuries can become debilitating, often requiring pain management or surgical intervention. The cost of ongoing medical treatment for permanent injuries can be in the hundreds of thousands of dollars over the course of someone’s life and the value of your non-economic damages can be just as much, or even greater.
This is where our team of personal injury attorneys comes in and demands fair and just compensation for your economic and non-economic damages. Remember, while PIP is important, it only provides for a portion of basic economic losses and expenses immediately following your accident and is not meant to cover all of your damages.
What Is the 14-Day PIP Rule in Florida?
To be eligible for the full PIP benefits, Florida law requires that if you are involved in an accident, you must seek medical attention within 14 days following the accident to obtain their car insurance no-fault benefits. If you do not get the proper medical attention within two weeks, your PIP Insurance claim may be denied. Florida has several unique rules when it comes to personal injury protection. Notably, PIP insurance in Florida only covers certain percentages of your damages. For example, it only covers up to 80% of your medical expenses and 60% of your lost wages up to a $10,000 limit. PIP does not cover any non-economic damages, such as pain and suffering, in Florida.
In Florida, your mandatory PIP insurance covers the following damages:
- Medical expenses
- Lost wages
- Economic benefits
- Death benefits
Your PIP claim will only be accepted if you receive medical treatment for your injuries within two weeks of the accident. Because Florida has an exceptionally high rate of fraudulent insurance claims, your insurance provider has up to 60 days to review your claim. However, it must begin payments within 30 days, regardless of whether or not it deems your claim “suspicious.” Our personal injury lawyers can help you ensure your claim is filed properly and on time.
Why Is the 14-Day Rule Observed?
Insurance companies uphold the 14-day rule for a variety of reasons. First, waiting to get medical attention can make an injury worse. The sooner you get medical evaluation the better your chances are at minimizing your injuries and preventing further complications. Second, proving that your injuries are linked to the accident is a critical part of making an insurance claim. When you get medical treatment right away, the link is clear. The 14-day rule exists to help car accident victims get the treatment they need before condition worsens, and to ensure that accident claims are valid and accurate.
Get Qualified Medical Care
To receive PIP benefits following an accidents, you must seek medical services and care from a qualified health provider. Qualified providers include, but are not limited to, the following:
- Medical Doctor
- Chiropractors
- Dentists
- Hospital Services
- First Responders / ER (including transport and treatment)
Depending on the severity of the accident, it is recommended that the first responder at the accident scene is utilized for an initial observation, and that a copy of their initial report is requested for your records.
As long as you are seen within 14 days of the accident, your medical provider will bill your PIP insurance and the bills should be reimbursed directly to your doctor’s office.
Why Hire a Jacksonville Personal Injury Attorney for PIP Claims?
Filing a personal injury protection claim may seem fairly straightforward, it is not uncommon for accident victims to experience challenges in recovering rightful compensation. Remember, insurance companies are businesses and, like any other business, their primary goal is making money. They often devalue, dispute, or deny claims in an effort to reduce payouts and improve profits. Even your own insurance provider is not on your side after a serious accident.
At the Law Offices of Ron Sholes, P.A., we help our clients navigate the PIP process. Our team of dedicated Jacksonville personal injury attorneys:
- Understands Florida's no-fault insurance laws
- Helps maximize your PIP benefits
- Offers personalized legal support
- Fights for fair compensation
If you need help with your personal injury protection claim, or if you are dealing with any challenges in recovering compensation after a car accident or motor vehicle collision, reach out to the Law Offices of Ron Sholes, P.A. today. We answer our phones 24/7, and you will always be connected with a real person when you call. There are no fees unless we recover compensation for you!
Schedule a free consultation today; call (855) 933-3881 or contact us online to get started.
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