Main Office| 4811 Atlantic Blvd, Jacksonville, FL 32207
Main Office| 4811 Atlantic Blvd, Jacksonville, FL 32207
1If you’ve been injured in a car accident in Florida, understanding Personal Injury Protection (PIP) is critical to protecting your health and your financial recovery.
Florida is a no-fault state, which means your own insurance policy provides immediate coverage after an accident — regardless of who caused it. But there are strict rules. Miss a deadline, and you could lose access to benefits.
At The Law Offices of Ron Sholes, P.A., our experienced personal injury lawyers in Jacksonville FL help accident victims secure their PIP benefits, challenge denied claims, and pursue full compensation beyond basic no-fault coverage.
You Hurt? We Fight.
Personal Injury Protection (PIP) is mandatory auto insurance coverage in Florida. It allows injured drivers and passengers to receive compensation quickly after a crash — without waiting for a fault determination.
Under Florida law, PIP covers:
However, PIP does not cover:
PIP is designed to cover immediate, short-term economic losses — not the full impact of a serious accident. That’s why working with experienced personal injury protection lawyers matters.
Florida law requires you to seek medical treatment within 14 days of a car accident to qualify for PIP benefits. If you don’t, your claim may be denied and you could lose access to up to $10,000 in no-fault coverage.
While this deadline doesn’t stop you from pursuing the at-fault driver, it can cut off immediate funds for medical bills.
Insurance companies strictly enforce this rule.
Our Jacksonville personal injury attorneys make sure your treatment, documentation, and claim are handled correctly — and on time.
To qualify for Florida PIP benefits, you must receive treatment from an approved provider, such as:
As long as you are treated within 14 days, your provider will bill your PIP insurance directly.
Our firm helps ensure:
PIP only covers a portion of your losses. Serious injuries like spinal damage, traumatic brain injuries, and orthopedic trauma can lead to surgery, long-term care, lost earning capacity, and significant pain and suffering — none of which are fully covered by no-fault benefits.
If your injuries meet Florida’s serious injury threshold, our experienced personal injury lawyers in Jacksonville FL pursue compensation beyond PIP, including full medical costs, future treatment, lost wages, and pain and suffering.
PIP claims are often delayed, underpaid, or denied. Insurance companies work to limit payouts — even on your own policy.
At The Law Offices of Ron Sholes, P.A., we maximize your PIP benefits, challenge unfair insurance tactics, and fight for the full compensation you deserve. No call centers. No runaround. Just real attorneys who fight for you.
We answer our phones 24/7. You’ll always speak to a real person. And there are no fees unless we recover compensation for you.
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